For British Muslims

Halal finance,
finally simple.

Compare Sharia-compliant car finance, mortgages, savings accounts and more — all in one place. No riba. No confusion. No compromise.

Compare products Zakat calculator
Certified providers only Not financial advice Free to use UK focused

What do you need?

Browse by category

Every product listed has been certified by a recognised Islamic scholar or Sharia board. We show you who certified it.

🚗
Car Finance
Halal HP & PCP alternatives using Murabaha & Ijarah structures
🏡
Home Purchase
Diminishing Musharakah & Ijarah home plans
💰
Savings
Profit-sharing accounts with no interest
🏦
Current Accounts
Fee-free, riba-free everyday banking
📈
Investing
Halal stocks, ETFs and investment platforms

Side by side

Compare providers

Provider Structure Min Finance Max Term Certification Apply
Ayan Finance
UK Islamic car finance specialist
 Murabaha £5,000 60 months Sharia Board ✓ Apply →
Islamic Finance Guru
Broker — multiple lenders
 Murabaha £3,000 60 months Verified ✓ Apply →
Al Rayan Bank
UK's oldest Islamic bank
 Ijarah £10,000 48 months SSB Certified ✓ Apply →

⚠️ Rates and terms change frequently. Always verify directly with the provider before applying. HalalFindr earns a referral fee if you apply via our links — this never affects which providers are listed. Last updated: March 2026.

Provider Structure Min Deposit Max LTV Certification Apply
Al Rayan Bank
Home Purchase Plan
 Diminishing Musharakah 15% 85% SSB Certified ✓ Apply →
Gatehouse Bank
Home Finance
 Diminishing Musharakah 10% 90% Sharia Board ✓ Apply →
Ahli United Bank
Islamic mortgage
 Ijarah 20% 80% Verified ✓ Apply →

⚠️ Rates and terms change frequently. Always verify directly with the provider before applying. HalalFindr earns a referral fee if you apply via our links — this never affects which providers are listed. Last updated: March 2026.

Provider Account Type Expected Profit Min Deposit Certification Apply
Al Rayan Bank
Fixed Term Deposit
 Mudarabah ~5.15% EPR £1,000 SSB Certified ✓ Apply →
Gatehouse Bank
Easy Access
 Mudarabah ~4.90% EPR £1 Sharia Board ✓ Apply →
Wahed Invest
Halal Cash Account
 Wakala ~4.50% EPR £50 Certified ✓ Apply →

⚠️ EPR = Expected Profit Rate, not guaranteed interest. Rates vary. Always verify directly with the provider. Last updated: March 2026.

Provider Monthly Fee Overdraft Features Certification Apply
Al Rayan Bank
Everyday current account
 £0 None Debit card, online banking SSB Certified ✓ Apply →
Kestrl
Muslim-focused fintech
 £0 None Halal spending insights, savings pots Verified ✓ Apply →

⚠️ Always verify directly with the provider before applying. Last updated: March 2026.

Provider Type Min Investment Annual Fee Certification Apply
Wahed Invest
Robo-advisor
 Stocks + Sukuk £50 0.49% AAOIFI Certified ✓ Apply →
Cur8 Capital
Alternative investments
 Private equity £1,000 Varies Sharia Board ✓ Apply →
Zoya App
Stock screener
 Stock screening N/A Free / £9.99pm Scholar reviewed ✓ Apply →

⚠️ Investing carries risk. Capital at risk. Always verify directly with the provider. Last updated: March 2026.

Obligatory giving

Zakat calculator

Enter your assets below. Zakat is 2.5% of your total zakatable wealth above the nisab threshold.

£
£
£
£
£
£
Your Zakat due
£0.00
Enter your assets to calculate
Nisab threshold (March 2026):
Gold nisab: ~£4,200 (85g gold)
Silver nisab: ~£380 (595g silver)
Most scholars use the silver nisab as the lower threshold. Zakat is only due if your net zakatable wealth exceeds nisab and has been held for one lunar year (hawl).

This calculator is a guide only. For personal circumstances — business structures, pension funds, property — please consult a qualified Islamic scholar or your local mosque.

Transparent by design

How HalalFindr works

01
We list certified products only
Every provider on this site has a recognised Sharia certification from a scholar or Sharia supervisory board. We show you who certified it — you decide if you trust them.
02
We earn referral fees
If you click through and apply, we may earn a small referral fee from the provider. This is disclosed clearly and never influences which providers are listed or how they are ranked.
03
We are not scholars
MyHalalMoney does not issue fatwas or certify products ourselves. We aggregate and present existing certifications. For complex personal situations, always consult a qualified scholar.
04
We update regularly
Rates and product terms change. We check and update tables monthly. The date of last update is shown on every comparison table so you know how fresh the data is.
Important: MyHalalMoney is an information and comparison service. We are not regulated by the Financial Conduct Authority (FCA) and do not provide financial advice. Nothing on this site constitutes a personal recommendation. You should always seek independent financial advice before making significant financial decisions. We may receive referral fees from providers — this is disclosed on every comparison table and does not affect editorial independence. Zakat calculations are estimates only; consult a qualified Islamic scholar for your specific circumstances.